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Sharp ideas on profit & cash.

Practical thinking on margins, cash flow, tax, and growth — written for owner-operators and franchisors.

Using Agile Methods in Small Business Finance and Accounting

In May of 2022 I attended a CFO conference put on by the American Institute of Certified Public Accountants.  As is often the case, there are…

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Virtual CFO Services

Virtual CFO Services: What Should You Expect

Virtual CFO services are more than a person behind a computer, crunching numbers and running reports. They are an extension of your business; an additional team…

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9 Ways to Overcome Business Financing Shortages

Small business owners face long odds – about 33% will fail in the first two years. Look out 5 years and around 50% will shut down.…

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The Cash Cushion Sweet Spot: The Right Amount of Cash Reserves for Your Small Business

Determining the Right Cash Reserves for Your Small Business: Insights from a CFO Running out of cash can spell disaster for a business. But hoarding too…

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Virtual CFO Working

<strong>What to Expect from your Virtual CFO</strong>

Check Out The Video An Introduction Starting and keeping a small business afloat is no small task. In most cases, you may lack experience in the…

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How Easily Analyzing your Business Model Drives Strategy

Most business owners underestimate the importance of understanding the economics of their business model. In the same vein, most overestimate the number of factors that impact…

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Four Forecasting Tips for Small Business Owners

Clients engage a fractional CFO for several reasons.  The one I hear the most is wanting to get a better idea of what their future cash…

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<strong>What Netflix Can Teach Small Business Owners</strong>

In college, my two favorite classes were Business Cases and Financial Cases.  We would get one week to dissect a large business and determine an optimal…

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How To Identify and Address Supply Chain Issues in 2022

For the first time, “supply chain” has entered our collective vocabulary. Lots of people are discussing supply chain disruptions not just in boardrooms but also in…

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Determining Financial Feasibility For Your Small Business

So you want to set out on your small business adventure. Where do you start? Do you start by buying supplies or prototypes? Do you start…

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10 Ways A Pricing Strategy Advisor Can Benefit Your Business Right Now

Pricing a product or service is perhaps one of the most critical decisions a business owner will ever make.  However, very few business owners have the…

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The Best Approach For Conducting Market Research<strong></strong>

No matter your background, market research is key to any successful business venture.  Today starting a business is easier then it has ever been.  Nevertheless, those…

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The Clarity Brief

One sharp idea on profit & cash, twice a month.