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Small Business Accounting Terms

Fractional CFO vs. Outsourced CFO vs. Controller vs. Bookkeeper: What’s the Difference?

Bookkeeper, controller, fractional CFO, outsourced CFO — the titles blur together. Here’s the clean version of what each does and which you need.

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$When to hire a fractional CFO — Krieger Analytics$

Outsourced CFO Business Advisory Services · 5 min read

When to Hire a Fractional CFO: 9 Signs for $1M–$10M Owners

Most owners wait too long. Here are 9 signs it’s time to hire a fractional CFO — plus the revenue threshold where it starts to pay off.

$How much does a fractional CFO cost — Krieger Analytics$

Outsourced CFO Business Advisory Services · 4 min read

How Much Does a Fractional CFO Cost? A Transparent 2026 Breakdown

A straight, no-“book-a-call” breakdown of fractional CFO pricing in 2026 — monthly ranges, what drives the cost, fractional vs. full-time, and our transparent flat fees.

Accounting Strategies For Small Business · 9 min read

Why your income statement doesn’t match your bank account

Your P&L shows profit but the bank account is near empty. Here's what's actually happening, and what it means about your financial oversight. (143 chars)

General Accounting · 9 min read

How to Pay Yourself as an S-Corp Owner

How to Pay Yourself as a Consulting Firm Owner A client came to me generating $2.2 million in annual revenue. She was paying herself an $85,000…

General Accounting · 9 min read

The Future Accounting Department

I have a client with $25 million in sales and $5 million in EBITDA. For a manufacturer, those numbers tend to attract attention from potential buyers.…

General Accounting · 6 min read

Why Most Small Business Owners Still Don’t Have a Succession Plan — and What That Means for the Future

Quick answer: most small business owners don’t have a succession plan — and the real risk isn’t retirement, it’s value. Without a plan, the business you…

General Accounting · 6 min read

Outsourced CFO for Consulting Firms: Why Financial Strategy Is the Missing Growth Lever

Consulting firms rarely struggle because they lack expertise. More often, they struggle because the business beneath that expertise never fully matures. Client demand exists. Teams stay…

General Accounting · 5 min read

Why Time Tracking Is the Secret Weapon of Profitable Agencies and Consulting Firms

Quick answer: for agencies and consulting firms, time tracking isn’t bureaucracy — it’s your profit engine. Utilization (how much time is billable) and realization (how much…

General Accounting · 17 min read

How to Buy or Sell a Business

In December 2015, I sat in my car in silence—equal parts shocked, scared, and excited. I had just bought a business. For a $900,000 purchase price,…

General Accounting · 12 min read

What Happens When a Partnership Ends?

Most business partnerships start with optimism and big dreams. I can’t count how many times I’ve heard two partners insist they don’t need a formal agreement—after…

Business Strategy · 7 min read

Unlocking Workforce Productivity: An Outsourced CFO’s Playbook for Small Businesses

Introduction: A Productivity Wake-Up Call The latest Gallup State of the Global Workplace 2025 report shows the share of engaged employees worldwide slipped from 23 %…

The Clarity Brief