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Guide to Fractional CFO Services

CFO’s Small Business Financial Report Guide

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Decoding Accounting: A Crash Course in Inventory Management

I love Under Armour.  I am very brand loyal and it is not uncommon to see me in multiple Under Armour outfits throughout the week.  As I coach both of my boy’s flag football teams, I do so decked out in Under Armour gear.  However, I also know that as a company, Under Armour has

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Decoding Accounting: Cash vs. Accrual

I was meeting with a business owner last week who told me they were interested in moving to accrual-based accounting method.  They were currently on the cash basis and their bookkeepers were inquiring if they wanted to convert over.  The company was just entering their 3rd year and always prepared their financial statements and tax

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Back of the Napkin Profit Growth

In late July I was having drinks with an acquaintance, let’s call him Derrick, who is contemplating franchising his men’s hair salon concept.  I was put into contact with him through a mutual friend a few months earlier.  Since I had been heavily involved in franchising for the past few years, I was the first

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Decoding Accounting: Old 401(k) Math + New Rules

The Department of Labor released a new rule to make it easier for small businesses to band together to create joint 401(k) retirement plans for workers.  The new rule will take effect on September 30th of this year.  Under the rule, companies in different industries—for example, a salon and pizza parlor—could create a joint plan

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6 Signs You Need An Accountant

My first contact with a potential client is usually a quick introduction call.  On this call, I love to learn more about the owner and their business.  I pepper them with questions to learn how I might be able to help them most.   Small businesses are fascinating to me and I love hearing owner’s stories.

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12 Rapid Fire Ways to Increase Profit in a Small Business

As a small business owner, I know that you have nights that you lay in bed thinking about how to increase the cash flow from your business or what your current bank account balance is.  One of the most common questions I get is “How can I increase the profit from my business?”. The great

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What is Your Profit Formula?

As a business owner, I know that profit can be somewhat a philosophical discussion.  If you’re like some of the business owners I talk and work with, the profit you show at the end of the year often doesn’t correlate with the amount of cash the businesses generated for your pocket.  Jim Culhane of Quality

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The Business Owners Guide to Analyzing Your Small Business Income Statement

Small business owners hate reviewing their financial statements.  A combination of it being a reality check and the general disdain for numbers give owners heartburn at even the thought of reviewing an income statement.   Small business owners generally don’t have an interest in accounting (only us weirdos do). Besides, most business owners know exactly where

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